Excellent Credit

I have a long, established, positive credit history. FICO score 720 and above.

Great Credit

I use my credit wisely and never miss a payment. FICO score 690-719.

Very Good Credit

I have a positive credit history with no recent late payments. FICO score 670-689.

Good Credit

I am responsible with my credit and usually make my payments on time. FICO score 650-669.

Fair Credit

I try to be responsible with my credit but have had some recent credit challenges. FICO score 630-649.

Poor Credit

I have a number of issues with my credit. FICO score 610-629.

Very Poor Credit

I have significant credit issues or have only very recently established credit. FICO score 580-609.

Extremely Poor Credit

I have an extremely poor credit history or I have no credit history at all. FICO score 579 and below.